IC3 Lending

Generational Wealth

Our Loan Programs

Nationwide lending platform excluding MN, ND, SD, VT

An abandoned room with peeling paint, damaged ceiling, and debris on the floor. There are two open doors, one on the left and one on the right, leading to other rooms. The room appears to be in a state of disrepair.

Fix & Flip

Eligible Properties: 1 -4 Units, multifamily.

Loan Amounts: 75K to 5M

Min. FICO: 680

LTC/LTV: up to 85%

Build Cost: 100%

ARV: 70%

Terms: 12 and 18 Months Interest Only

Borrowers: Business Entity

Minimum 30% ROI, If fail, must pass 1.20 DSCR test on a market 30 year FRM

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Ground Up Construction

Eligible Properties: 1 -4 Units

Loan Amounts: 75K to 5M

Min. FICO: 680

LTV: 75% and LTC: up to 80%

Build Cost: 100%

LTARV: 70%

Terms: 12 and 18 Months Interest Only

Borrowers: Business Entity

Minimum 30% ROI, If fail, must pass 1.20 DSCR test on a market 30 year FRM

 

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Bridge Loan

Purchase, Cash-Out, R/T Refinance

Eligible Properties: 1-4 Units, Multifamily, Townhomes, Condos, PUD.

Loan Amounts: 75K to 1M

Min. FICO: 660

LTV: up to 75%

Cashout: 65%

Terms: 12, 24 Months Interest Only

Borrowers: Business Entity 

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Long Term Rental Loan (DSCR)

Purchase, Cash-Out, R/T Refinance

Eligible Properties: 1-4 Units, Multifamily, Townhomes, Condos, PUD.

Loan amounts: 100K to 5M

Min. FICO score: 650

LTV: Up to 80% Purchase/ Up to 75% Refi

Terms: 30 years fixed

Borrower: Individual or Business Entity

“I underestimated how hard it would be refinancing my investment property, but I was mistaken because IC3 Lending guided me through the entire process and got my loan funded fast and easy.”

— Sage C., IC3 Lending Client

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